ATM card has become the need of the hour these days. Often people prefer cash withdrawal from ATM cards instead of going to the bank to withdraw cash. Apart from this, you can also make online payments through this. If a person’s ATM card is lost somewhere, then people have to face a lot of trouble. Apart from cash withdrawal and online payment, do you know that you also get insurance of Rs 5 lakh at ATM (ATM Card Insurance Claim)? Most people in India are not aware of it.
Let us tell you that with the ATM card of every government and private bank, you also get complimentary insurance coverage. Most people do not claim this insurance cover, but if you claim it at the right time, you can get the full benefit of up to Rs 5 lakh. Let us give you information about the insurance claim received on the ATM card-
These customers will get the benefit of up to Rs 5 lakh
It is worth noting that if you want to take advantage of the complimentary insurance cover available on the ATM card, then you will have to use the ATM card for at least 45 days. Customers get the benefit of accidental insurance on the ATM card by the bank. You do not have to pay any premium for this insurance. This premium is deposited by the bank. Most of the customers are not aware of this because banks do not give information about it many times. Along with this, let us tell you that according to the category of the card, you get insurance coverage.
This coverage is available on different cards-
RuPay Card available on Pradhan Mantri Jan Dhan Account – Insurance of 1 to 2 lakh rupees
Normal MasterCard – Insurance of 50 thousand rupees
Classic Card – Insurance of Rs 1 lakh
Visa Card – Insurance of 1.5 to 2 lakh rupees
Platinum Card – Rs 2 lakh
Platinum Mastercard – Insurance of Rs 5 lakh
Accidental death gets claim-
If an ATM card holder dies in an accident, then the add nominee in the card holder’s account can claim the accidental death insurance available on the ATM card. For this, you have to visit the bank within 45 days of the cardholder’s death. Will have to claim. To take the policy claim, you have to claim this insurance by showing the necessary documents like the death certificate of the deceased, copy of FIR, certificate of dependent, certificate of the deceased, etc. in the concerned bank. can.