Have you ever passed by a product in a display window or saw an item up for sale online, but could not purchase it because of the steep price tag? If you answered yes to that question, don’t you worry. We’ve all been there at some point.
But fortunately, there is an easy way to make your favourite products and services more accessible without any added financial stress. All you need to do is take the help of the Bajaj Finserv EMI card.
The Bajaj Finserv EMI Card is a product that allows you to convert the cost of your eligible purchases into easy instalments or EMIs. You can then repay the cost at your convenience, over a repayment tenure of your choice.
When you apply for the Bajaj Finserv EMI Card, you get a high pre-approved loan limit of Rs. 4 lakh. And you can use the card to pay for gadgets, home appliances, electronics, lifestyle products and more via easy EMIs.
But before you go ahead and apply online for the Bajaj Finserv EMI Card, you must take into account the eligibility criteria.
Eligibility Criteria for the Bajaj Finserv EMI Card
The EMI Card comes with very simple eligibility criteria, so it is accessible to people from different walks of life. Check out the main factors that determine if you are eligible for this card.
You can apply for the Bajaj Finserv EMI Network card if you are aged between 21 and 60 years. You can apply for the Bajaj Finserv Insta EMI card if you are aged between 23 and 65 years.
You must have a regular source of income to be eligible for the EMI Card.
You must have a savings account or an individual current account in any bank in India.
You should also have a current residential address in India, along with address proofs for the same.
Documents Needed to Apply for the Bajaj Finserv EMI Card
If you meet the eligibility criteria, you need to know what documents you should submit along with your application for the Bajaj Finserv EMI Card. Only then will your application be complete and error-free.
Here is the list of documents you need to submit along with your EMI Card application if you are eligible for the same.
- Your Aadhaar card
- Your PAN card
- One cancelled cheque
- A duly signed ECS mandate
- Passport size photographs
Check Your Eligibility and Apply for the Bajaj Finserv EMI Card Online
You can check your eligibility and apply for the EMI Card online by following the simple process outlined below.
Step 1: Visit the Bajaj MARKETS website.
Step 2: Select the ‘EMI Card’ option under the ‘Cards’ section.
Step 3: Click on ‘Apply Now’.
Step 5: Enter the details required, like your first name, last name, mobile number, date of birth, current residence pincode and your employment type.
Step 6: If you are eligible, you just need to pay a nominal card fee online.
Step 7: Once your card has been created, you can visit the nearest partner store to make a purchase. You can submit the KYC and mandate when you make your transaction.
Reasons to get the Bajaj Finserv EMI Card
The Bajaj Finserv EMI Card comes with many useful features and benefits. Here are the top reasons to get this card if you are eligible for it.
High pre-approved loan of Rs. 4 lakhs
Flexible repayment tenures ranging from 3 to 24 months
Wide network of over 1.2 lakh partner stores that sell over 1.2 million products
No cost EMIs that give you the convenience to buy now and pay later without any extra cost
Low or no down payment on your purchases
Pre-approved offers on our partner stores like Amazon, Flipkart and many more marketplaces
As you can see, the eligibility criteria for the Bajaj Finserv EMI Card are quite simple. If you do not have the Bajaj Finserv Card, apply online for one right away after checking your eligibility. You can enjoy several benefits like a high pre-approved loan, easy approval and flexible repayment tenures on your purchases.